Discover five of the most recent bank acquisitions and explore some of the details regarding how and why they happened. 

Commercial banks are a vital part of the economy, providing loans to businesses and individuals. They also offer a wide range of other services, such as checking and savings accounts, credit cards and investment products. Here is a list of the top 10 commercial banks in the United States.

If you're a commercial lender, you know the challenge of explaining the tax form 1120-S to potential borrowers. This document can be confusing, and it's often hard to find the right words to help people understand. But with just a bit of help, you'll be able to complete it like a pro.

Digital solutions are transforming the commercial lending space and only gaining more momentum. We’ve compiled a list of the top software for commercial lenders in 2022.

Commercial loans are a vital part of the business financing landscape. But what exactly are they? This article will explain everything you need to know about commercial loans, from what they are to how automation can take your lending process to the next level. 

Any underwriting process related to a commercial loan will likely involve one important document— the tax return. In tandem with other business statements, this highly relevant document helps lenders determine the viability of a borrower as a candidate for a loan.

In terms of internal financial documents, lenders may want balance sheets and cash flow statements, but they will likely always ask for one document, in particular — the income statement. 

The underwriting process is at the heart of the lending process. As an underwriter, you engage in detailed work that involves verifying income, assets, debt and property details in order to ensure that a deal is as valuable and secure as possible for your financial institution.

Lending fraud is a growing trend, and one that is costing both large and small financial institutions. Everyone from the local credit union to large banks is feeling the sting. Small and mid-sized business fraud has increased almost 7 percent since 2020, and costs related to fraud are highest for companies in fintech.

Automation is a powerful lever that will amplify your entire approach to doing business as a lender, including your tax return spreading process.

Financial statements involve the same due diligence, analysis and data-based decision-making one might expect in the consumer space. 

The goal of financial spreading is simple. You lend a company money and, over time, they pay the loan back with interest. In the end, you make a profit.