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Modernize your commercial lending process with FlashSpread.

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Discover how automated financial spreading can take you from raw data to an accurate DSCR in seconds.
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HW Tech 100

2019・2020・2021
2022・2023・2024

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The Stevie® Awards

2021・2022・2023

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HW Women of influence

2020

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Stevie People’s Choice TPO

2022

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Titan Business Awards

2022

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FlashSpread automates financial spreading, turning documents into decisions in minutes and helping commercial lenders speed approvals, fund more deals with confidence, and free their teams to strengthen client relationships.

Reduce time - Review deals 12x faster

Reduce errors

Increase efficiencies

Automated spreading

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A combination OCR, AI and proprietary algorithms allow lenders to:

  • Upload scanned copies of the tax returns
  • Drag and drop the files into the FlashSpread platform
  • Spread financial data instantly
  • Catch mistakes or missing information
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Instant credit analysis

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Instantly generate customized financial spreads to replace your spreadsheets.

  • Balance sheets
  • Income statements
  • Entity cash flow
  • Individual cash flow
  • Global analysis
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Easy integration & configuration

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Flashspread integrates easily into any fintech platform.

  • Intelligent API (YoY changes to tax forms)
  • Configures to your workflows
  • Embeddable UI
  • Export custom reports into Excel or JSON
  • Web hooks for validation status
  • Integration in less than two sprints
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Testimonials

Building the future of lending, together

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FlashSpread has vastly reduced the amount of time it takes for us to spread tax returns. The systems they have in place to validate the spreads and make corrections are quick and easy. For the first time in several years we won't be using a summer intern to help us catch up. Highly recommend this software!

Caryl Eriksson

President of InterMountain Business Lending

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Together, Accrue and FlashSpread combine to provide a streamlined and all-encompassing solution, enabling our customers to maximize productivity, make data-driven underwriting decisions with confidence, and ultimately spend more time building strong community relationships.

Laura Day

Director of Business Development and Partnerships at Core10 (Accrue)

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We decided to implement FlashSpread to help provide additional detail to our existing write-ups. This easy-to-use solution has helped us enhance our narratives with more detail and trends. The team is easy to work with, and are accessible and available quickly whenever we have a question.

Scott Finnell

Chief Credit Officer at First Federal Community Bank

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We always receive a quick response from the BeSmartee Team anytime we have a question or need anything, and our Client Success Managers are always there for us. We find the BeSmartee solution valuable because the platform allows an entire section of the industry to originate loans with borrowers. It is excellent for borrower communication and keeping loan data updated through our seamless integrations.

Michael Lupfer

Product Owner II

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BeSmartee have helped us keep pace with an ever changing industry. Consumers demand a speedy and efficient mortgage process. If we cannot deliver this we lose customers and producers very quickly.

Nicholas Ripple

Head of Product