AI-enabled lending solutions for commercial and mortgage growth
Configurable SaaS technology designed to increase completion, reduce manual work, and support how lenders operate today.
HW Tech 100
2019・2020・2021
2022・2023・2024
The Stevie® Awards
2021・2022・2023
HW Women of influence
2020
Stevie People’s Choice TPO
2022
Titan Business Awards
2022
Why BeSmartee
From financial statements to borrower applications, lending moves faster here.
Commercial
Automated financial spreading and AI-driven analysis reduce manual effort while improving accuracy across commercial credit workflows. See how complex financials are structured, spread, and reviewed with confidence.
Learn moreMortgage
Flexible borrower journeys and configurable workflows streamline mortgage origination from intake through close. See how workflows stay consistent while experiences stay flexible.
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Our Products
Building the next generation of lending infrastructure
Reengineering lending so speed, scale, and experience move together.
FlashSpread
Automated financial spreading that turns financial documents into fast, confident decisions, without burning out your team.
Learn moreBright POS
A configurable SaaS mortgage POS that powers a seamless mortgage journey borrowers actually want to complete.
Learn moreBright Connect
A mobile communication hub that turns everyday loan conversations into real forward motion.
Learn moreBeam TPO
A wholesale lending system that converts broker relationships into a durable engine for growth.
Learn moreTestimonials
Building the future of lending, together
FlashSpread has vastly reduced the amount of time it takes for us to spread tax returns. The systems they have in place to validate the spreads and make corrections are quick and easy. For the first time in several years we won't be using a summer intern to help us catch up. Highly recommend this software!
Caryl Eriksson
President of InterMountain Business Lending
Together, Accrue and FlashSpread combine to provide a streamlined and all-encompassing solution, enabling our customers to maximize productivity, make data-driven underwriting decisions with confidence, and ultimately spend more time building strong community relationships.
Laura Day
Director of Business Development and Partnerships at Core10 (Accrue)
We decided to implement FlashSpread to help provide additional detail to our existing write-ups. This easy-to-use solution has helped us enhance our narratives with more detail and trends. The team is easy to work with, and are accessible and available quickly whenever we have a question.
Scott Finnell
Chief Credit Officer at First Federal Community Bank
We always receive a quick response from the BeSmartee Team anytime we have a question or need anything, and our Client Success Managers are always there for us. We find the BeSmartee solution valuable because the platform allows an entire section of the industry to originate loans with borrowers. It is excellent for borrower communication and keeping loan data updated through our seamless integrations.
Michael Lupfer
Product Owner II
BeSmartee have helped us keep pace with an ever changing industry. Consumers demand a speedy and efficient mortgage process. If we cannot deliver this we lose customers and producers very quickly.
Nicholas Ripple
Head of Product
